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Applicant Meeting
Call 229.245.1330 for specific
dates, times, & locations.
Pre-registration not required.
Requirements Explained:
Housing Need
Income Limits and Ability to Pay
Financial and Credit Eligibility
Partnership and Sweat Equity
The Application Process
Persons
wishing to apply for a Habitat for Humanity house should
first attend this workshop to receive an application and
instructions on how to apply.
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Home Buyer Education
Workshop
Select
Saturday of Each Month
9:00am—3:00pm
Pre-registration required by calling 229.245.1330/ext
22.
Topics
include:
Pre-purchase Decisions
Financial and Credit Preparation
Shopping for a Home
The Purchase Process
Mortgages and Loan Options
First-time Homebuyer Programs
Fair Housing and Equal Credit Opportunity
Post-purchase Considerations
Attendees
who buy a house in Lowndes County may qualify for a $5000
grant towards their loan closing from funding set aside
by Project Change.
Qualified
workshop attendees may also be eligible for various
low-interest loans and/or down-payment assistance
through the GA Department of Community Affairs, USDA
Rural Development, Habitat for Humanity, the City of
Valdosta, or other similar programs.
Persons
who attend the full-day Home Buyer Education Workshop
may apply these hours to sweat equity IF they are later
accepted as a Habitat for Humanity Partner Family.
Lunch
will be provided.
No child-care available.
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Skills Classes
Pre-registration required by calling 229.245.1330/ext
22.
Topics
include:
Budgeting and Banking
Credit
Debt Management
Predatory Lending
Consumer Rights and Recordkeeping
Mortgages and Legal Documents
Warranties and Insurance Coverage
Home Maintenance
Attendees
who buy a house in the City of Valdosta Designated
Revitalization Area may also qualify for up to a $5000
down-payment assistance loan that will be forgiven after
10 years in the house. All classes are required for
Habitat Partner Families and applicants who wish to
qualify for the City’s down payment assistance.
Persons
who attend the Skills Classes may apply these hours to
sweat equity IF they are later accepted as a Habitat for
Humanity Partner Family.
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